Top Lafayette Mortgage Rates This November

Have falling property prices enticed you into buying a new house? Current values may be low, but don’t forget to research Lafayette mortgage rates, too. The rate you pay to finance your home will have a significant effect on the total cost of your house.

Current Best Mortgage Rates in Lafayette, LA

Depending on the type of mortgage you choose, the interest rates offered will vary. However, whether you end up with a fixed rate or adjustable rate mortgage, there is a lender with an affordable interest rate in Lafayette for you. Below are the local lenders currently offering the best mortgage rates this month:

Best Fixed Mortgage Rates in Lafayette

15-Year Fixed

• JPMorgan Chase Bank, National Association: 2.75%
• • No Orig. Fees
  • Points: 0


• BancorpSouth Bank: 3.13%
• • No Orig. Fees
  • Points: 0


• Quicken Loans Inc: 3.25%
• • No Orig. Fees
  • Points: 1.75

30-Year Fixed

• JPMorgan Chase Bank, National Association: 3.25%
• • No Orig. Fees
  • Points: 0


• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2


• BancorpSouth Bank: 4.13%
• • No Orig. Fees
  • Points: 0

Lowest Lafayette ARM Rates

3/1 ARM

• BancorpSouth Bank: 4%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

5/1 ARM

• BancorpSouth Bank: 2.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Advancial Federal Credit Union: 3.38%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Be sure you verify these rates with the lender before you apply. These rates are accurate as of 11/01/11, but may change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Lafayette mortgage rate.