With so many banking account options today, you can have your pick of the best available rates in Lafayette. Smart investors ensure that their bank account works for them, earning interest while they save. If you currently have money in a savings account, ask yourself, “Is this bank earning me the right amount of interest?” 
Savings account rates across the nation will fluctuate over time, which means it’s important to check up on the latest rates near you and be sure you’re still earning the highest interest rate possible. Let’s examine what savings account interest rates are presently doing right now.
Current Rates in Lafayette, LA
It’s a new month, which means many banks and credit unions are changing their account interest rates in Lafayette.
If you’d like to improve the interest rate you’re currently earning, take a look at the list of top Lafayette interest rates below and see if there’s one you’re missing out on
It’s common for local financial institutions like credit unions and community banks to provide deposit accounts interest rates that are much higher than offers from national and chain banks. However, just because a bank or credit union is small doesn’t mean its rates are truly competitive.
Now that it’s the end of the month, let’s take a look at where the best bank account interest rates can be found in Lafayette, LA. Lafayette Banking Rates has put together a list of the best bank account rates in Lafayette (within a 50-mile radius) for savings and CD accounts:
It’s getting close to the end of March and CD rates in Lafayette have adjusted slightly since last month. If you’re looking for a competitive CD rate to boost your savings, take a look at the latest rates for various term lengths below:
Highest Lafayette 6-Month CD Rates
- American Bank & Trust Company: 1.31%
- Maple Credit Union: 1.21%
- Lafayette Schools' Credit Union: 1%
Top Lafayette 12-Month CD Rates
- Maple Credit Union: 1.51%
- American Bank & Trust Company: 1.51%
- Lafayette Schools' Credit Union: 1.25%
Best 24-Month CD Rates in Lafayette
- Maple Credit Union: 2.02%
- Lafayette Schools' Credit Union: 1.75%
- American Bank & Trust Company: 1.71%
Please note that these rates are accurate as of the publish date but are subject to change at any time in the future.
During a rocky economy, a Lafayette savings account can give your money the security it needs while still earning a little interest. Of course, finding the savings account in your area with the best interest rate will benefit your money the most.
The average savings account interest rate in Lafayette is presently 0.53% APY, but there are plenty of financial institutions nearby with better rates to offer. Below is a list of the current highest savings rates in and around Lafayette:
Explore Lafayette Banking Rates to find answers for your biggest financial questions. Regardless if you are an old time Lafayette resident or just relocated to fully embrace your own Cajun heritage, let Lafayette Banking Rates help you find the current prime rate in Lafayette. Find rate options for:
Get connected with the rate information you need with Lafayette Banking Rates. With a huge network of Lafayette financial providers such as insurance agencies and mortgage brokers you can easily find the best rates Lafayette has to offer. Be sure to get your free credit report before you open an account by visiting Go Free Credit.
A nice feature of a student loan is that typically students or parents do not have to start paying back loans until after graduation. There are even many loans that allow graduates to defer payments for an even longer term after graduation in case they do not get jobs immediately or choose to continue their education for an advanced degree. Upon graduation, students can also look to consolidate their student loans by refinancing them into one loan at potentially lower student loan rates and lower their overall payment.
Learn more about student loan options.
